Last Updated: 09/06/2014
 
The Latest Arizona Living Trust Information At Your Fingertips! 

Welcome!

Living Trust

 

M.D. Anderson in Chandler AzIf you are seeking valid and current information on drafting an affordable, high quality Arizona Living Trust portfolio, or just desire a simple update for your current trust -- you have come to the right place!

Hello! I am M.D. Anderson, a long-term financial advisor originally from Forest City, Iowa. I have been practicing estate planning and financial consulting now for 39+ years.

As an AZCLDP, (Certified Legal Document Preparer), I am authorized and licensed to draft legal documents in Arizona. I am also a practicing accountant, licensed annuity adviser, nationally recognized inherited IRA consultant and a licensed real estate agent/Realtor with Realty One Group in Tempe, Arizona. Because of my broad levels of practice and experience, few other Arizona document preparers would have the perspective I apply to client relationships.


Arizona Living Trust Menu

What is a TrustClass 101 For Newbies  Learn about the history of living trusts and how they work.

 

Seniors Sleeping WellWant to Sleep Better?  Avoiding probate can also help avoid trouble after you die.

 

 

Kiss the GorillaWant to Avoid Mistakes?  Read our "WAR" Stories & avoid costly estate planning mistakes

 

 

Iceberg AheadJust Need an Update?  See what could happen if you don't update.  And Read about our specific update services. 

 

Dr. PhilWho Should You Avoid for New Trust or Update Services?  Review the "Characters" you should avoid.

 

 

Chicken Crossing The RoadWho Should You Use for New Trust or Update Services?  Learn the two options you have here in Arizona.

 

 

Twist and ShoutWhat If I Draft My Own Trust Documents? Discover why that could get you all twisted up later.

 

 

In a Hurry?In a Hurry?  Get any portfolio document & special online pricing, and review complete ordering details.

 

 

Estate SettlementSettling an Arizona Estate or Trust? Free complimentary Arizona estate settlement information for Trustees.

 

 

NOTE:  If you don't currently have an attorney or Certified Legal Document Preparer (AZCLDP) to assist you, be sure to click on the  PRICING GUIDE to review the complete package costs or to actually order YOUR UPDATE OR NEW TRUST PORTFOLIO online.

  To read client TESTIMONIALS - CLICK HERE.

NOTE: I give an additional 10% discount for all "internet" orders received online!


Stay Out of the Legal Maze

Legal MazeThis information site is designed so YOU can discover solid information to assist your quest to draft proper Arizona legal documents, and stay out of the legal "maze" so many get caught up in.

The legal maze applies when you only listen and react, but don't fully understand the concepts you are supposed to approve.  And, the legal jargon inside the "maze" needs to be learned enough so that you can understand what trusts are, who needs them and how much they cost. Lastly, you probably are wondering just who can legally draft them.

This website is designed to give you the information you need to make good decisions and to help you understand the legal concepts as well as get answers to your most important questions.

Perhaps you may already have a trust and are wondering if it is still up to date.  If that is the case, if your last update was before January 1st, 2009, I can give you the general legal information allowed by my licensing to say -- it probably is not!  An important Arizona specific change took place on that date.

After that date, mandatory provisions of the Arizona Trust Code (We call it the ATC) applies to all irrevocable trusts.  And, if you have a trust, sometime in the future -- every trust still in effect becomes irrevocable when you either become permanently disabled, or when you die.

If your current trust advisor doesn't keep you updated, you may want to check with me to see if you need an update as there is no charge to take a look at your current documents.  Or to discuss doing a new trust portfolio for you for the first time if you are now exploring your options.

You can arrange a free sit down meeting with me at no obligation here in the valley for new trust documents or updates.  Or, if you live outside the valley, you can transmit a filled in PDF of our downloadable data worksheet  or a PDF file or fax of your current legal documents to our firm via email or fax. (Call 480-345-1616 in the valley, or 1-800-782-2806  if out of the valley for more details.)

Because of another major federal law change affecting estate taxes that became effective January 1st, 2013 -- chances are high you need an immediate trust review if you used any "A/B" language in a former marital trust you now have in effect.

You wouldn't believe what I read in some of my trust reviews. For example all marital trusts in force with a mandatory A/B splitting requirement could be a problem now that the federal death tax does not apply until your assets exceed $5,340,000 per married spouse in 2014!

Chances are high that your current Arizona drafted marital trust is now out of date and could contain language that restricts marital assets upon the first death.  This is because most families no longer face federal estate inheritance death taxes.


Need Help? 

Just Use the FSI Phone Hotline

1-800-782-2806

Help Button

You may need immediate help right now with a trust here in Arizona.  Perhaps a Trust owner is failing mentally and you don't know what to do. Or, your Arizona Trust owner has just passed away and the first steps are not known in what you are supposed to do as Successor Trustee.

Perhaps you need a trust amendment or additional help in settling an Arizona trust.  You may be out of state searching for help on settling a parent's or other relative's trust as Trust/estate administrator.


Valuable Information Nuggets  

Gold NuggetYou will find valuable information nuggets on this website you just won't find elsewhere. If you were invited to come to this site by one of our offsite ads, invitations or brochures, this information is provided so that you can help determine if your current Arizona Living Trust needs an update.

That is if it still has marital A/B marital split instructions.  Or your trust could also be hampered by not having the most recent updates for Arizona Trust Code (ATC) wording.

Perhaps, you searched on your own and found us online.  Be sure to invite your Arizona friends and relatives to come and read this site, since they may also be just like you -- seeking sound and up-to-date Arizona living trust related information they can use.

My firm tailors our services to local residents who desire physical delivery of an Arizona living trust portfolio (or updates), but we also provide electronic PDF versions for others around the state who may not want to drive to the valley to meet with me. 

So, whether it is a complete trust portfolio, or just one legal document, or anything in between, my firm can help you obtain exactly what you need or want with the least amount of effort and at the lowest cost possible.

5 Ways To Assist You

Right Now:

FSI Assistant1. Draft from scratch, a modern high quality Arizona living trust and other estate planning documents.

2. Update a current trust and other estate planning documents.

3. Settle any Arizona living trust for your loved one.

4. Consult on any other financial issue that directly or indirectly affects a living trust.

5. Refer you to other professional lawyers and CPA's if you need additional legal or tax advice.  

In order to make the best decisions in your own estate planning or that of your loved one, we are giving away important free information, considered "General Legal Information" under state law. 

Regardless of what you are searching for, you can get help right now by calling the FSI hotline at:

          1-800-782-2806
         
No Obligation or Charge for your Initial call 


CAUTION ON CHEAP TRUSTS!

High Quality Legal DocumentsAll properly drafted Arizona living trusts must meet certain minimum standards, especially since Arizona has adopted a version of the Uniform Trust Code. (known also as the UTC) 

Be especially cautious if any work you pay for does not have specific Arizona statutes and codes quoted in it.

That is a SURE SIGN you have purchased a "trust mill" type trust which frankly, most likely isn't going to get the job done properly.  It just seems in this continued economic downturn in the economy that many are looking for lower cost alternatives.  They want affordable lower pricing, and yet expect excellent "top hat" work as well. 

You still get what you pay for.  Good work normally is not cheap and cheap work normally is not good...

However, using an experienced Arizona certified legal document preparer (AZCLDP) can help you save money for new and updated documents. You can obtain the quality legal documents you expect at an affordable and reasonable cost factor by using my companies' professional legal document preparation services. (39 years of financial services experience)


10 Reasons to Call Me Right Now
1-800-782-2806
  1. M D Anderson is Set Apart from CompetitorsFew other AZCLDP's have practiced in legal documents in Arizona since 1991. (I only do estate planning documents) I have been an estate planner since 1976 and have written 100's of Arizona trusts since 1991.

  2. Sadly, over 100 clients have used my trust at death so far! None to date, with my knowledge, have ever triggered a probate!!! 

  3. Few document preparers take the extra time to list each asset with actual account numbers and assist in funding until the funding process is completed. I can do so because of licensing in real estate and insurance, which allows much more depth in understanding the proper funding procedures for your assets and being legally authorized in assisting you in the complicated funding process.  Note:  An unfunded trust is worthless. And, an incorrectly funded trust may be worse than ever having one!

  4. I am a nationally known and quoted IRA consultant.  All 401-k's, 403b's, and other pension plans sooner or later become an IRA at retirement. And all can be "stretched" to pay for generations if set up properly. Knowing how to re-title IRA's is extremely important!!! I have already saved my Arizona clients hundreds of thousands of dollars in needless tax when they die with a large IRA by preplanning for an "Inherited IRA". Warning: Some of the fastest  talking, high ego financial planners have and will tell you to cash in your parents' IRA as the only option. The truth is, it is the only option that allows them to get a new "lump sum" commission on you!!!  For more information on how to set up your IRA for "Inherited IRA" status, just visit this popular information site also sponsored by Financial Strategies, Inc.:  www.InheritedIRAhell.com

  5. Also being a practicing accountant since 1987 allows me to have great depth in understanding all tax provisions in my company "Legacy Trust" portfolio series and explaining them adequately to my legal document clients. Filing estate and trust tax returns for clients is also a normal service FSI provides to our legal document clientele as well as to clients around the country.

  6. Adding my knowledge and experience as a Realtor as well just expands my scope and coverage in funding a trust properly. (Realty One Group/Tempe Office)

  7. Constant service is available. I take great pride in my "mobile" services provided to any metro Phoenix resident who has difficulty traveling. If you desire, I will come to your home to discuss or draft your trust portfolio, all for your convenience and comfort! And I not only service the work I produce, but I will give document service to anyone who has  an out of date trust or wants changes made. 

  8. My trust product may very well be the best designed, complete, and legally correct trust portfolio available in Arizona from a non-lawyer AZCLDP.  This assumption is  based on other competitor products that have been reviewed for over 21 years of practice! I give you about 275 pages of quality estate planning documents (marital trusts) that are long and lengthy by design to be sure all contingencies are covered. Better yet, I follow rigid update parameters to be sure my master documents comply with strict Arizona state statutes as well as Federal statutes, and all law changes that affect both of them. I then offer affordable updates just days after changes take place.  Unlike most Arizona based legal documents, my portfolio documents give coverage out of state as well as around the world.  With new portability clauses, you will get extension of protection no matter where you travel to.

  9. Extras!  Extras! Extras!  I do family documentations, digital photography inserts, trust stationary, etc., that others would never dream of including -- all at one set "package" price! If you don't have pictures available for scanning or transfer, I even give away a free photo session to get up to date pictures into your portfolio!  Also, free designer pens, note pads, web access, etc. etc.  I even have a new "legacy writer" authoring service to help you document your life -- while you are still here!

  10. I am available right now!  You can call me and get started without delays, excuses or unknown expenses that will later add to your billing.  Just one set fee covers all services provided by my firm.  In just a matter of days after you provide all data to me, your professional Living Trust Portfolio can be signed and put in force!


 You Risk Reading This Important Information and Putting if Off Longer To Take Action...

Putting It Off, but What if You Die Today?...that could cause mayhem and a lot of extra money and frustration by your survivors. 

Don't be like 70% of all Americans who put this important work off for "later" and then ... they died!  

In that case, your good intentions, your desires and your dreams for your survivors -- may just vanish into thin air if you are seriously disabled or die before drafting these life and death controlling legal documents.

You might even be like some "almost" clients who on more than one occasion, went ahead and set appointments with me to draft a trust -- and never lived long enough to actually attend the appointments that were set! One died at a rest stop somewhere in Nebraska and another up on the ridge of the Grand Canyon!  (So in that case, set an appointment quickly!)

Closing Remarks

I personally and cordially invite you now to visit my firms' additional pages and websites so you can get special internet pricing.  A secured credit card portal allows you to hire me and get an automatic 10% discount as well for hiring me online! 

If you now desire a modern and complete Arizona Living Trust Portfolio, or updates to your current legal document portfolio, I would love to assist you right now. 

If a Trust Portfolio is more than what you need in legal documents, take a look at my sister product - The Will Portfolio - which can also fit the needs of smaller estates or smaller budgets.  And, a free $90 gift awaits you if you are not an FSI client.

I cordially ask you to E-mail me for any further questions you may have, or to engage my services.  If this information gave you the "push" you needed to go ahead and draft proper documents, let me know about it.

Or, just give me your comments, corrections, or maybe even your own story about how a trust helped or the lack of having a trust hurt someone you know.  I would be happy to publish it here or on my blog if you submit them to me. (Be sure to give me contact information so I can send you a legal release form)

I have found that this work is a journey, just like life. I was granted the skills to not only create and draft quality trust portfolios, but to be able to help families understand them both before and after -- when things go wrong.  I have tried to give as much general legal information as you need to help educate you.   

Many children of my senior clients from around the United States now carry a Trust ID card I gave their parents with my nationwide toll free number on it. They are ready when they get that dreaded call..."something has happened to Mom..."  They like knowing someone in Arizona is on stand by no matter what time of day or evening it is.

If you are reading this and have an immediate question or perhaps you have someone else here in Arizona you would like me to contact, help. update, etc.  -- just give me a call right now: 

1-800-782-2806  

(No obligation or cost of course)

Regardless if I ever personally meet you, or if I ever do business together with you, it has been my extreme pleasure to meet you electronically in this format. I wish you the best in good health and to have a long and happy life!

Sincerely,


M.D. Anderson, President

Financial Strategies, Inc.

P.S.   Testimonials are readily available for those who may still need some coaxing or convincing that my services are premier and priced fairly over alternative methods.  Five testimonials from my clients that have used my will or trust portfolio services are reproduced below.  Note the long term relationships mentioned by some.  (I am planning on being around to help you in the future when you need it most)


Client Testimonials!

Testimonial #1 (Received on 9/30/08)  "My first interaction with Mike happened back in September 2005 approximately 1 month after my mother passed away in Sun Lakes, Arizona. Mike had made my mothers living trust some years prior to her death. I had copies of bits and pieces of the trust my mother had sent me but had never seen the whole trust until it was given to me by her new husband of 8 months only hours after her death. Being unfamiliar with the trust as well as devastated by the sudden passing of my mother I went through it briefly and hit what I felt were the high points. It wasn’t until I arrived back in Spokane, Washington that I sought out  help ciphering through the whole trust with the help of a reputable living trust attorney. His initial charge to complete it all would be between $15,000- $25,000. It was a fairly substantial trust but I felt that was a bit over the top. I then sat down and read it cover to cover and stumbled upon a statement that said to contact Mike Anderson if any problems were encountered reading the trust. So I figured I’d contact him before proceeding forward of course figuring another big price tag to get help!

Boy was I pleasantly surprised after speaking with Mike for just a few minutes and finding out he could take care of everything for somewhere around $1000-$1500 depending on what changes my mother had done to it. I sent the trust to Mike. From that point on I never had any worries. Mike kept in constant contact with me always keeping me informed of what needed to be done and when and then he took care of it. My mother (bless her heart) had made quite numerous changes some on her own and some with assistance from her new husband of 8 months. Most changes were done by pencil scratch out and re-written in new information. Mike was able to cipher through all the legal and questionable changes that had taken place and handled everything there in Arizona.

I felt so comfortable with Mike’s  guidance and knowledge I had him go ahead and make living trust’s for both me and my wife.  I have been in contact with Mike over the last 3 years asking guidance when I make additions and changes to my trust and he is always very expedient and professional in getting back to me. I cannot thank Mike enough for all the monetary value he saved but more for all the mental grief he saved me.  Thanks Mike!"

Retired  MSgt USAF

Max & Ellen Eskildsen

Mead, Washington 99021


Testimonial #2 (Received on 6/27/08) "I have known Michael Anderson for some time as both a colleague and as an associate of our 105 year-old Brazilian international law firm, located in Rio de Janeiro. Mike and his Arizona firm, Financial Strategies, Inc. has been contracted to do strategic financial, tax, trust and estate planning and development on behalf of an important and long-standing client, a member of one of Brazil’s most famous families with assets in Brazil and abroad .

I can personally attest to his business acumen, sharpness of mind, outstanding professional abilities and most importantly, his honesty, integrity and professionalism in accomplishing the most difficult and complex tasks put to him.  Mike’s personal interest in the well-being and concern for the client’s interests entrusted to him is remarkable and noteworthy. His Estate Planning & Trust Portfolio has become a model for others attempting to match his efforts in producing such an important and meaningful document to both clients, their heirs and family members.

Our office has constantly dealt with professionals in all sectors world-wide over the years and I can attest to that fact that Mike is head and shoulders above them all. We look forward to a continued and fruitful relationship with Michael Anderson and his firm for years to come."

Saul S. Gefter, Esq.

U.S. Consul (ret.)

Member, D.C. Bar Assn.

Petrópolis, RJ Brazil 


Testimonial #3 (Received on 6/14/08): "It was my mother, Berniece Robb, who first  introduced me to Michael Anderson.  Mother's tax accountant extraordinaire for a period of time, she became aware of Mike's family trust preparation capabilities.  Contacting referrals, she received splendid encouragement from individuals who had engaged Mr. Anderson in preparing their trusts.  Mother placed her confidence in Mike and asked him to proceed with her estate.  Soon after, as I was a widow with three children, Mother encouraged me to do the same.  That was winter of 1992.

Mother died in April of 1996.  As difficult as the loss was emotionally,  Mike stepped up to the plate  (Mike was only a phone call away),  just as he informed us he would and as the trust would.   As successor to Mother's estate, I had immediate access to her accounts, including the ability to write checks for her funeral expenses.  There was no probate, no waiting, no need for approval from brokerage houses and financial institutions, and no added expenses.  Everything was in order and fell mercifully in place, thanks to Mike's foresight in trust preparation.

While periodic updates may be necessary due to changes in the law (I have had one), I can say with confidence that  I have peace of mind Mike will inform me of such changes and my children will experience the same ease when it comes time to settling my estate at my death.  My children will know my final wishes.  Short of that, the individuals I have chosen will have the trust tools (Powers of Attorney), to deal with all health and financial issues should I be incapable of doing so.


In all sincerity, Thank you Mike Anderson for offering me "Shaffer Family Trust" peace of mind.


Susan Shaffer

Phoenix, Arizona


Testimonial #4 (Received on 5/8/08):  "Mike Anderson has been handling our taxes for our small business for about 20 years. He never keeps us waiting for answers when we have questions about anything from taxes to finances to real estate.  He is very knowledgeable and we know that we can trust his advice.

He recently did our trust for our family and it was wonderful!  He seems to make it come alive by the way he represents the family in personal ways by adding pictures of us and even our pets.  Mike makes our life run more smoothly and he does it at a very affordable price."

Frankie and Dennis Malicowski

Mesa, Arizona


Testimonial #5 A Client Family Thank You Card

A Nice Client Note
 

Ordering Instructions:

First, please review all estate planning documents our firm offers:

General Review of FSI Document Services

Then,

Review the Complete Legacy Trust Portfolio Pricing Page 

Or call us for anything else at:

1-800-782-2806

(There is no obligation or cost)


Free Service Forms & Services

Help yourself to these free forms.  They are the necessary service forms for those thinking about doing a trust portfolio or major trust portfolio update with our firm.  And, of course, if you have decided to employ our certified document preparation services for your living trust at this time, this is a handy way to get instant access to everything you need to get started. 

All are in PDF formats, which allow you to view online, save to your computer, or print online as well!

What Information Do I Need to Do a Trust?

FSI Current Pricing Sheet

FSI Disclosure Form

FSI Legacy Trust Portfolio Data Worksheet    

FSI'S LAW LIBRARY 

And, if you need a definition of a legal term, just CLICK to visit the FSI Law Library For Estate Term Definitions!


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Take A Look At The Individual & Portfolio Documents Available To Order Online -- And Important "On line" Pricing

Disclaimer: The information contained on this site, though deemed reliable and accurate, is solely the opinion and statements of the advisor profiled. Therefore, it should be considered "general" in nature and no action should be taken based on this information until such time your specific situation and circumstances can be reviewed and analyzed by competent and qualified tax, insurance, legal, and/or other financial advisors. This information is not intended, nor should be construed as legal advice. FSI can not and will not give you legal advice. If you need legal advice, we can refer you if you desire and request it. Founded in 1990, FSI is a long-term Financial Advisory and Arizona domiciled Corporation now providing services nationwide and in some foreign countries. Services profiled herein are available unrestricted to Arizona residents. Residents outside of Arizona are eligible for certain consulting services and to legal (lawyer) referrals by our firm when requested of us. For Arizona residents, communication with an Arizona Certified Legal Document Preparer (AZCLDP) are private and confidential but are not "privileged", such as they would be with an actual Lawyer.

Besides being a licensed  Arizona Certified Legal Document Preparer, Mr. Anderson is also an Arizona Professional Accountant/Consultant  and registered IRS tax preparer and ERO (Electronic Return Originator) agent/firm. He also is an Arizona licensed Professional (Realtor®)/consultant (with Realty One Group) and a licensed Professional insurance agent and corporation for life, health or annuity sales. Lastly, he and his firm is an appointed representative for Royal Metals Group as a Professional Precious Metals consultant and sales advisor. 

Privacy Policy/Terms of Service: We maintain a Privacy Policy, and a Terms & Conditions of Use Policy which can be referenced or reviewed by clicking on the highlighted text in this sentence above.

Arizona Association of Independent Paralegals MemberSenior Market Advisor Magazine Advisory Board Member

Corporate Member, Arizona Association of Independent Paralegals / Mr. Anderson also serves on the Advisory Board of Senior Advisor Magazine

M.D. Anderson is a personal member of the NEA (National Ethics Association) for multiple years:

 

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